Goals-Based Investing

Goals-Based Solutions

Horizon’s innovative framework is designed around people and their financial objectives.

Our approach provides solutions designed to meet people’s evolving needs and objectives, ensuring portfolios stays aligned with what matters most.

Connecting Product to Planning

We believe there are three stages to a client’s investment journey: Gain, Protect, and Spend. Our strategies are designed to match these universal financial goals.

Gain Stage

In this stage, we seek to capture growth trends with a flexible, active investing process that’s designed with the goal of growing wealth over time, while being mindful of volatility.

PRIMARY OBJECTIVE:
Accumulation

PRIMARY RISK:
Volatility

Protect Stage

Within this stage, we seek to grow assets while mitigating the risk of a catastrophic portfolio loss that could derail a financial plan.

PRIMARY OBJECTIVE:
Preservation

PRIMARY RISK:
Catastrophic Portfolio Loss

Spend Stage

In this stage, we seek to provide the ability for taking regular distributions and preserve spending power, while addressing longevity and shortfall risks.

PRIMARY OBJECTIVE:
Distribution

PRIMARY RISK:
Longevity

Managing to People, Not Style Boxes

We’re solving a different problem from many other firms – we are managing portfolios to suit people’s changing goals and risks.

Our grounding in goals-based principles drives us to focus on the outcome targeted by a financial plan rather than style boxes. At Horizon, we pair rigorous investment research with innovations in portfolio construction to create practical strategies.

Flexible Active Management

We believe a better way to deliver risk-adjusted returns in today’s complex investing environment is to combine the rigor of quantitative analysis with the flexibility of quantitative techniques.

Expectational Certainty^®

Our investment strategy for achieving your clients’ financial goals.

Our Approach:

Focus on individuals, their goals, and their investment journey
Build products that connect to planning
Deploy a Goals-Based Strategy
Innovate to solve modern challenges

Horizon's Goals-Based Roadmap

The investments recommended by Horizon Investments are not guaranteed. There can be economic times where all investments are unfavorable and depreciate in value. Clients may lose money.

Financial Advisors

Financial Institutions